Universal Home loans is a non bank lender and as such can offer competitive interest rates and a level of personal service that no other lender can match.

phone 02 49 333 640   //  email jay@universalloans.com.au

 
   
 
Universal Line of Credit

 

Loan to value ratios

  • Maximum of 85% LVR to $500,000.00

  • Maximum of 70% LVR to $750,000.00

  • Minimum loan amount of $10,000.00

  • Current interest rate. 8.25% per annum indicative

  • No Monthly account keeping fees

  • No redraw fees*

  • Minimum redraw amount $250.00

  • Free telephone banking access 24hrs

  • Other features:


    This product offers you line of credit flexibility, which has a ten year revolving line of credit lifetime after which the balance will then begin to reduce as a normal loan would, for the next fifteen years eventually leaving you debt free. The good news is there are NO MONTHLY FEES.

* provided telephone banking is used for all transactions. Fees apply to manual transactions.

 


 

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